• How can I apply for a Loan?

    You apply through submission of loan application form at Unit 2103, One Global Place, BGC, Taguig or apply via online at

  • How can I find out whether my business loan application has been approved?

    You will get an email and SMS notification regarding the status of your application. A representative from Discovery will also get in touch with you as soon as it's approved.

  • How do I pay my monthly amortization?

    We only accept payment post-date checks (PDCs).

  • How long will it take for my application to be processed?

    1-2 weeks or less after providing complete application requirements.

  • Who can apply for a Loan?

    Small and Medium Enterprises. Sole proprietorship, Partnerships, Cooperative and Corporation are all very much welcome to apply.

  • Can I apply for a loan without a checking account?

    We only accept new clients with checking account that is active for at least six (6) Months.

  • How can I get my loan proceeds?

    You can get your loan proceeds at our office, or you can have it delivered at your official address for a minimal delivery fee.

  • Can I pre-terminate my outstanding loan anytime?

    Yes, you can pre-terminate anytime with ZERO pre-termination fee.

  • What is your minimum loan amount?

    Our minimum amount is 500,000 pesos.

  • What is the maximum amount that I can borrow?

    We can lend you as much as 10 million pesos.

  • How much is your monthly interest rate?

    3.5% per month.

  • How much is your loan processing fee?

    4% of the gross loan amount.

  • What are the basic requirements for the loan application?

    • Completely Filled out Application Form
    • DTI or SEC registration
    • BIR Certificate of Registration (BIR Form 2303)
    • Valid ID of Owner (for sole proprietor) and Board of Directors (for corporation) with 3 specimen signatures
    • 2 Gov't IDs of co-borrower with 3 specimen signatures - for sole proprietor borrower
    • Latest 2 years Income Tax Return (ITR) and Audited Financial Statements (AFS)
    • Latest 6 months bank statement of Checking Account
    • Bank Certification and Authorization Letter
    • Latest Utility Billing Statements (Electric, Telco, etc.)
    • Picture of Residences (for sole proprietor)
    • Trade References (3 clients and 3 suppliers)

  • How long are your loan payment terms?

    We offer loan terms between 3 - 24 months