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Credit Evaluator
Sales DepartmentWe are seeking a meticulous and analytical Credit Evaluator to join our team. The Credit Evaluator will be responsible for assessing loan applications, ensuring the accuracy of information, and determining the creditworthiness of applicants through detailed analysis and verification processes. This role is crucial in supporting our lending operations by making informed recommendations on loan approvals or rejections.
Interested applicants should send their curriculum vitae to hr@discoverycsc.com for an initial screening.
Duties and Responsibilities:
- Evaluate loan applications based on available data, ensuring the accuracy of information through deduplication and verification processes.
- Review the borrower's 5C's of credit (character, capacity, capital, conditions, and collateral) to assess their creditworthiness.
- Gather and analyze information, including client-submitted documents, interviews, bank checks, trade and reference checks, industry evaluation, and credit investigation reports.
- Present evaluation results and recommendations to the appropriate approver for further discussion.
Basic Requirements/Qualifications:
- Bachelor's degree in finance, business, or a related field.
- At least 3 years of experience in credit evaluation or a similar role in the financial services industry.
- Strong analytical skills and attention to detail.
- Excellent communication and interpersonal skills.
- Proficiency in MS Office applications, particularly Excel and PowerPoint
- Knowledge of credit evaluation methodologies and regulatory requirements.
- High level of integrity and professionalism.