According to the most recent data from the Department of Trade and Industry, Small and Medium Enterprises (SMEs) make up 90% of all establishments in the Philippines. They were responsible for creating millions of jobs in the country. In addition to creating more job possibilities, SMEs provide innovative answers to the country's industrialization needs. However, despite the significant contribution of SMEs to the country, they are facing a number of problems that impede them from attaining and exceeding their maximum potentials. One of the major issues they face is meeting funding obligations and maintaining a steady cash flow. Loan applications from financial institutions are extremely tough to get due to their stringent and time-consuming processes that is why Discovery was built to support and bridge their financial requirements