We are Discovery Credit Solutions Corp., and we are changing the Financial Lending Landscape as we offer a more holistic approach to financial credit decision-making through revolutionary technology and top of the line customer service.
- SEC with Registration No. : CS2020-00839
- Certificate of Authority No.: 3213
In 2019, a group of young professionals sought to start a lending company. They thought of building a financial lending grocery that will bring their banking experience to the grassroots. In 2019, they incorporated Discovery Credit Solutions Corp. Aside from their common passion for credit and finance, all partners share common values which include empowering clients and deserving employees and contributing to the growth of the Philippine economy. It provides seamless integration among various departments like units, satellite offices and related organizations.Learn More
✅ Our Mission is to invest in the global minded generation so that they are empowered in their financial future.
✅We do our best to provide wide variety of credit facilities that would help to provide strong and sustainable community.
✅ We offer quality service to small companies that are seeking financial requirements.
✅We provide fair and affordable credit facilities to company employees to relieve them from financial trouble.
✅Our Vision is to be the premier credit institution in the lending industry, offering multi-channel, multi-platform and easy access to micro-credit and financial facility to our captured market.
✅We aim to democratize the financial credit markets where access is borderless and easy.
✅We aim to be included in the Top 5 trusted and leading Lending Companies in the Philippines that would help start-up and emerging companies.
✅We envision to tap various marginal sectors in bridging their financial gaps towards growth and success.
✅To be regarded as one of the most trusted & respected lending company in the Philippines, placing client’s interest, financial objectives and convenience at the forefront.
✅To provide a unique credit platform in the Philippines, where seamless end-to-end convenience is given to its Clients.
✅To give independent advice on sound and strong credit fundamental views.
Discovery offers Business Loan to companies to manage their cash flow requirements. This facility is useful in case there is a requirement to pay sudden expenses and funds their daily operations. This is a term loan facility with fixed regular payment and usually with collateral.
Loan Made Easy
We can process your loan application as fast as 1 week. You can apply using your phone or desktop.
3-Step Loan Process
Follow the steps for Loan Processing.
Commonly asked questions.
- How can I apply for a loan?
How do I pay my monthly amortization?
We only accept payment via post-date checks (PDCs)
How long will it take for my application to be processed?
1-2 weeks or less after providing complete application requirements.
What are the basic requirements for the loan application?
• Residence Picture
• SEC or DTI Registration
• Mayor's Permit
• Income Tax Return for 2 consecutive years
• Audited Financial Statement for 2 years
• Completely Filled Out Loan Application Form
• BIR Certificate of Registration (2303)
• Government ID of the Business Owner
• Bank Certification
• Co-borrower/ Co-maker (Gov't. ID with 3 signatures)
• Billing Statement (i.e. Meralco, Globe, PLDT, etc.)
• Trade References
Can I apply for a loan without a checking account?
We only accept new clients with checking account that is active for at least six (6) Months.
How can I get my loan proceeds?
You can get your loan proceeds at our office, or you can have it delivered at your official address for a minimal delivery fee.
Can I pre-terminate my outstanding loan anytime?
Yes, you can pre-terminate anytime with ZERO pre-termination fee.
How long are your loan payment terms?
We offer loan terms between 3 - 36 months
What is your minimum loan amount?
Our minimum amount is 500,000 pesos.
What is the maximum amount that I can borrow?
We can lend you as much as 10 million pesos.
How much is your monthly interest rate?
3.5% per month
How much is your loan processing fee?
4% of the gross loan amount
Who can apply for a Loan?
Small and Medium Enterprises. Sole proprietorship, Partnerships, Cooperative and Corporation are all very much welcome to apply.
Do you offer personal and salary loans?
Unfortunately, we don’t offer personal and salary loans as of the moment but we’ll let you know once we do, so please visit our website from time to time to be updated.
We are here to serve you.
Unit 2103, One Global Place, 26th St, Corner 5th Ave
Metro Manila Philippines 1630